Designed with younger alumni and friends of the College in mind, Colby's streamlined charitable remainder trust (streamlined CRT) offers an alternative to the fixed income of a charitable gift annuity and can be established with a smaller initial gift than the charitable remainder annuity trust.

Colby's streamlined CRT will pay one or two beneficiary(ies) 5 percent of the value of the streamlined CRT, as it is revalued each year, for life. Donors also qualify for an income tax charitable deduction. Because of the annual revaluation, the income to the beneficiary(ies) changes with the market and the economy. As the market goes up, so will the income. The converse is, of course, also true, but over time the market has generally risen.

Colby's streamlined CRT may be funded only with cash or marketable securities, with a minimum gift of $25,000. Donors may discuss the ultimate purpose of their gift with a Colby representative.

The chart below shows the income deduction generated by a $25,000 gift.

Age at Time of Gift	Deduction*
40	$5,805.75
45	$7,044.25
50	$8,454.25
55	$10,006.25
60	$11,666.75

*Calculations shown here are based on September 2005 rates.